Call Us Toll Free
1-866-600-6039
At Spotlight Financial LLC we have a large network of lenders awaiting your application. There are many different types of lenders, each with their own lending criteria. We are able to quickly analyze your situation and match your need to a lender that would be interested in providing you funding. This is why we have such high approval rates.
Funding programs are available for all types of businesses across all industries. Some funding programs require good credit and some funding programs will not even check your credit. It all depends on your unique situation and financing need.
The entire process is very simple.
1) You fill out our contact request form, and we will call or email you what we consider
to be your best financing option.
2) If you are interested, we send you an application and work with you on preparing
your documents.
3) You return the documents and we submit the paperwork directly to the lender.
4) The lender will send us a no obligation financing offer that we discuss with you.
5) If you accept the offer then you receive your funding.
At Spotlight Financial LLC there are no upfront or application fees. If we can't get you financed then we simply do not get paid. For a free consultation, please fill out our contact request form or call us toll free at 1-888-600-6039
CURRENT PROGRAMS AVAILABLE
STOCK LOANS: No credit checks. Use your stock as collateral. Get up to 90% of the value of your stock as a loan.
COMMERCIAL LENDING: Commercial lending starting at $1,000,000, no maximum. Many lenders are standing by!
HARD MONEY: Can't get the money with a commercial mortgage? No time to wait for a tradional loan? Hard money lenders are awaiting your proposal and ready to step in to get your deal done. Hard Money available from $1,000,000. NO AMOUNT TOO LARGE.
PRIVATE INVESTMENT: Private investors ready to take your existing business to the next level. Private investment available from $5,000,000.
FAST CASH BUSINESS LOAN: Receive a business loan for up to $100,000 per location. Approval in two business days and then funding within seven business days. No upfront application fees. Credit scores from 599. Available in USA.
SBA LOANS: receive from $250,000 to $6,000,000. Loans up to 25 years. Larger amounts then conventional loans. Fast approvals.
EQUIPMENT LEASING: available for startup companies, marginal credit, software, large cap, application only programs available, flexible payments 90 day deferral, seasonal payments etc, 100% financing with lower payments than small business loans.
MERCHANT CASH ADVANCE: receive a $5K to $1 million cash advance, 90% approval rate, unsecured, must accept credit cards, much easier to qualify for than small business loans.
EQUIPMENT SALE LEASE BACK: Unleash the equity in your business assets. Get 50% to 60% of liquidation value of your equipment. Improve your financial ratios.The equipment stays on site and you receive the working capital. Easier approval then small business loans. Credit from 600+.
ACCOUNTS RECEIVABLES FINANCING / INVOICE FACTORING: Improve your cash flows. Get cash 24 hrs after completed your service or shipping your product. You choose which customers or which invoices to factor. Valuable financial tool to help manage cash flows. Approval depends on your customers credit. No fixed monthly payments like small business loans. Available in Canada, USA, Mexico, UK, Poland, France and Australia.
PURCHASE ORDER (P.O.)FINANCING: Provides 100% financing to get that large order out the door. Start up companies welcome. Approval depends on customers credit. Available in Canada, USA, UK, Poland, France and Australia.
FRANCHISE LOANS: Use this financing for acquisitions and expansions of franchises, equipment purchases, refinance old debt, working capital or start-up funding. Payments can be stretched to 10 years for leased facilities and up to 25 years if real estate is utilized. Credit scores 650+. Flexible loan terms.
PRACTICE ACQUISITION LOANS: Purchase an existing medical practice. 100% financing available. Tailored loan options.
COMMERCIAL LEASING: Tractor Trailers, Company Vehicles all titled business vehicles. No mileage restrictions. Payments can be less than small business loans.
VENDOR FINANCING: If you sell equipment with a value of over $3500 then you can offer 100% financing, even with 90 day deferred payments. Simply take a one page application and Spotlight Financial LLC will look after getting your client financed.
