Available Leasing Programs

Application Only to $100,000 Program
A simple one page lease application required - No Financial Statements and No Tax Returns needed. Lease up to $100,000. Almost all kinds of equipment acceptable. Lease terms up to 72 months & credit decisions within 24 Hours.

Full Income Disclosure Program & Big Ticket
Program for businesses operating for 2 years or more. Minimum lease amount starting at $20,000 and up. Preferred rates - very competitive pricing based on the US Treasuries with No Points and No Closing Costs. All equipment type is acceptable with extended lease terms up to 120 months. Requires a complete financial package with 2 years of tax returns and year to date interim statements.

Start Up Business Program - Application Only to $35,000
Great program for new and start up businesses i.e. business under 2 years old. Get much needed equipment to grow your business and preserve cash for working capital needs. Almost all industries and equipment types are acceptable.

Technology Upgrade Program
Worried about your equipment becoming obsolete? This program is an innovative financing product that allows you to upgrade equipment three times during a lease while maintaining or lowering monthly payments. Peripheral technological equipment can be added during these upgrade times.

Software Leasing Program - Application Only to $75,000
Get much needed software to compete in the marketplace. No Financial Statement & No Tax Returns needed up to $75,000. No large upfront capital outlays - make payments as you reap the benefits of the software. Lease terms up to 60 months.

Medical Professionals Program - Application Only to $150,000
Designed specifically for the need of the professionals in the medical community. No Financial Statement & No Tax Returns needed up to $150,000. Preferred pricing based on the US Treasuries. Includes medical equipment, furniture, office equipment, and computer systems.

Municipal Leasing Program
The Municipal Lease program is open to nearly all government and public entities, including institutions, agencies, and departments of state, commonwealth, county, parish, and local governments. Get instant lease quotes.

Marginal Credit Program
Reestablish your credit and get the equipment to grow your business. Everyone deserves a second chance!!

TRAC Leasing
Whether your company needs a fleet of commercial vehicles, a tractor trailer or an executive car, our TRAC leasing program can individually structure a lease program to meet all your vehicle financing needs. End of lease buyout options can be fixed with no mileage restrictions or a high residual can be structured to lower lease payments.

FLEX Payments
Our flex payments plan provides flexible payment options to match the cash flow challenges of the customer with customized payment choices. Solutions such as 90 day payment deferral plan, Seasonal payment plans, Waive payment voucher plan and a multitude of other options.

Conserves Working Capital- Financing
Equipment leasing finances 100% of the equipment cost, and can cover software, installation, or shipping of the product. This protects precious working capital for other needs.

Improves Cash Flow-Leasing can offer seasonal payment plans, no down payments, or deferred payments.

Tax Deductible- In many cases equipment lease payments can be treated as a fully tax deductible expense.

Quick, Easy and Less Expensive
The whole equipment leasing process is faster, simpler, and often less costly than other equipment financing alternatives. 


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Improve your company financial ratios!- Leasing is tax deductible and does not appear as a debt or a liability.

    The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible overhead expense. Therefore, you can deduct the lease payments from your corporate income. Because an operating lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them. You also have the option to include installation, maintenance and other services, if needed. If the nature of your industry demands that you have the latest technology, a short-term operating lease can help you get the equipment and keep your cash. Your risk of getting caught with obsolete equipment is lower because you can upgrade or add equipment to meet your ever-changing needs. 

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